Standing the cost of a car crash vs motor insurance claim?

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Standing the cost of a car crash vs motor insurance claim?

Post by mclouis111 on Tue Dec 27, 2011 3:27 pm

Standing the cost of a car crash vs motor insurance claim?
My son recently had a motor accident, we intend to stand the cost of a replacement car (insurance premium would rise a further 2000 for the following year).

Do we have to inform the insurance company of the accident and if we do will this have an impact on his insurance considering the we stood the cost and didn't claim?

The current insurance company seem unwilling to answer the question fully and an independant insurance broker was of little help too. Please help!

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