Things to remember

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Things to remember

Post by gaunpro on Tue Nov 02, 2010 6:13 pm

Things to remember
The Lifetime mortgage really is intended to last a lifetime - it will only be repaid when you (both of you if it's a joint mortgage) die or leave the property. So it's vital that you talk it all over with your lifetime mortgage adviser or solicitor, to make sure it's the right scheme for you. We also suggest that you discuss it with your family or the people who will inherit your estate in the event of your death.

You won't have to make any payments on your mortgage, but interest will be added at a rate which is fixed for the entire mortgage term which means that the amount payable upon a repayment event such as death, will be more than the amount you borrowed. Interest will be charged on accumulating interest which means that the amount of the loan will increase faster than it would on a normal mortgage when interest and/or capital repayments are made.

With lifetime mortgages there is a 'no negative equity guarantee' which will ensure that the most you will ever owe is the value of the property. You will need to ensure that your property is maintained to a reasonable standard so not to reduce your property's value. A reduction in the property's value due to poor maintenance could mean the loss of the 'no negative equity guarantee'.


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lifetime mortgage

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Re: Things to remember

Post by gaunpro on Sat Nov 06, 2010 11:22 pm

Cedar Management Group offers a full range of affordable HOA management solutions to residential and commercial properties. Cedar has property management office locations in Charlotte, Asheville, Winston-Salem and Columbia. Our experienced and certified property managers and administrative staff can help you meet your community association goals while reducing management cost and saving you time and money. Our commitment to service includes 24 hour/ 7 day a week response. When calling our office you will always be greeted by a live person ready to assist you. Cedar also offers cutting edge technology that will allow you to have complete control of your homeowner association information and data. From financial reports, tracking of violations, or keeping up with your association members email addresses we offer the best reporting, communications history, and tracking system in the industry. Cedar Management Group is a leader in property management and has been recognized for best in class service and value to customers in North and South Carolina.

The Cedar Management Group team understands the challenges of serving on a board of directors to control cost, increase property values, and reduce the time commitment of the community volunteers. Cedar helps by sharing best practice information (based on experience) to ensure you stay a step ahead. By understanding your needs and goals we can help you guide your association toward positive results. To learn more about our cost effective solutions for your HOA please call us at 877-252-3327, or click here. Our staff will work with you to review your current management situation and provide a full proposal that will review our cost saving and effective services. We look forward to hearing from you soon and hope one day soon you can say..."It's good to come home to Cedar...".

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Re: Things to remember

Post by gaunpro on Wed Dec 15, 2010 2:41 am

Type 2 diabetes symptoms are the same as Type 1. What differs is the speed in which the diabetes symptoms develop.

Type 1 diabetes is the form of the disease caused by complete failure of the pancreas to produce insulin. Diabetes 1 symptoms include:- Excessive thirst- Excessive urination- Tiredness- Unexplained weight loss- A general feeling of being unwell


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Re: Things to remember

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